Insights
Payments, explained plainly.
Analysis and updates on card payments, competitors, and the rules that govern them. No jargon that isn’t explained on the way past.

15 articles
Payments Explained
PCI Compliance for UK Small Businesses: The 10-Minute Guide That Could Save You Thousands
PCI compliance sounds like a headache reserved for banks and big retailers.
Interchange Fees Decoded: Why Your Card Machine Provider's Rate Is Not the Full Story
That headline rate your card machine provider quoted you?
Settlement Times Explained: Why Some Providers Take 3 Days and Others Settle Same-Day
You took the payment.
What Is Blended Pricing?
Around 95% of UK merchants pay a single flat rate for every card transaction regardless of card type.
Teya Pricing Plans Explained
Teya charges 1.59% blended with a £29.99 monthly volume fee if your processing falls below £2,500 a month.
Teya MOTO and Pay by Link: How Card-Not-Present Payments Work
Need to take card payments over the phone or send a payment link?
How Loyverse Integrates with Teya
Loyverse is a free cloud-based POS used in cafes, restaurants, and retail shops.
What Are Teya's ePOS and Accounting Integrations?
Teya integrates with 50 or more ePOS systems including Loyverse, ePOS Now, Lightspeed, and LS Retail.
Strong Customer Authentication Explained: What UK Merchants Need to Know About SCA
SCA is now fully enforced across UK e-commerce.
Contactless Payment Limits in the UK: Where We Stand in 2026
The UK's contactless payment limit has evolved significantly over the past decade.
Understanding Interchange Fees: A UK Merchant's Guide
Interchange fees remain one of the most misunderstood costs in card payment processing.
What Actually Happens When a Customer Taps Their Card? The 3 Second Journey of a UK Payment
That tap takes three seconds.
How a Card Payment Actually Works
You tap your card and the payment completes in under three seconds.
5 Hidden Fees on Your Card Statement
Most UK businesses overpay on card processing without realising it.
How Next-Day Settlement Transforms Cash Flow
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