Insights
Payments, explained plainly.
Analysis and updates on card payments, competitors, and the rules that govern them. No jargon that isn’t explained on the way past.
12 articles
Industry News
Mastercard's Generative AI Can Now Predict Full Compromised Card Numbers Before Fraudsters Use Them
Mastercard has deployed generative AI that reconstructs compromised card numbers from partial data, stopping fraud before it happens.
China's Digital Yuan Now Pays Interest on Wallet Balances: A World First for Central Bank Digital Currency
China has made the e-CNY the world's first interest-bearing retail CBDC.
AI Agents Are Now Making Purchases: How Visa TAP and Mastercard Agent Pay Are Rewriting Checkout
Visa and Mastercard have both launched frameworks for AI agents to make purchases autonomously.
Cross-Border Payment Costs Are Falling: What UK Businesses Selling Internationally Need to Know Right Now
Global reforms are pushing cross-border payment costs down.
Digital Pound Update: Where the Bank of England Really Stands on a UK CBDC in 2026
The digital pound is still years away, but the decisions being made right now will shape how every UK business gets paid.
The PSR's Latest Move on Card Fees: What It Actually Means for Your Small Business
The Payment Systems Regulator is tightening its grip on interchange and scheme fees.
Who Owns Teya? Company Background and the StoneCo Connection
Teya was founded in 2019 as SaltPay by Eduardo Pontes and Ali Mazanderani.
Teya Cash Advance: How Merchant Finance Works with YouLend
Teya Cash Advance, launched January 2026, lets Teya merchants access £1,000 to £2,000,000 based on their card processing history.
Mastercard's 2026 Rule Changes: Higher Fees for Some, Real Relief for Others
Mastercard is reshaping its fee structure in 2026.
UK Cash Usage Drops Below 12%: But Here Is Why Smart Merchants Still Accept It
Cash now accounts for fewer than 12% of UK payments.
A2A Payments Are Growing at 13% Per Year: Should UK Merchants Start Accepting Bank-to-Bank Transfers?
Account-to-account payments are the fastest-growing segment in UK payments.
FCA's 2026 Open Banking Powers: What Every UK Merchant Needs to Know
The FCA is gaining sweeping new powers over open banking in 2026.
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