Insights
Payments, explained plainly.
Analysis and updates on card payments, competitors, and the rules that govern them. No jargon that isn’t explained on the way past.
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PCI Compliance for UK Small Businesses: The 10-Minute Guide That Could Save You Thousands
PCI compliance sounds like a headache reserved for banks and big retailers. It isn't. Every UK business that takes a card payment must comply, and the fines for getting it wrong are brutal.
Payments Explained · 3 October 2026 · 11 min read
12 articles
Industry News
Mastercard's Generative AI Can Now Predict Full Compromised Card Numbers Before Fraudsters Use Them
Mastercard has deployed generative AI that reconstructs compromised card numbers from partial data, stopping fraud before it happens.
China's Digital Yuan Now Pays Interest on Wallet Balances: A World First for Central Bank Digital Currency
China has made the e-CNY the world's first interest-bearing retail CBDC.
AI Agents Are Now Making Purchases: How Visa TAP and Mastercard Agent Pay Are Rewriting Checkout
Visa and Mastercard have both launched frameworks for AI agents to make purchases autonomously.
Cross-Border Payment Costs Are Falling: What UK Businesses Selling Internationally Need to Know Right Now
Global reforms are pushing cross-border payment costs down.
Digital Pound Update: Where the Bank of England Really Stands on a UK CBDC in 2026
The digital pound is still years away, but the decisions being made right now will shape how every UK business gets paid.
The PSR's Latest Move on Card Fees: What It Actually Means for Your Small Business
The Payment Systems Regulator is tightening its grip on interchange and scheme fees.
Who Owns Teya? Company Background and the StoneCo Connection
Teya was founded in 2019 as SaltPay by Eduardo Pontes and Ali Mazanderani.
Teya Cash Advance: How Merchant Finance Works with YouLend
Teya Cash Advance, launched January 2026, lets Teya merchants access £1,000 to £2,000,000 based on their card processing history.
Mastercard's 2026 Rule Changes: Higher Fees for Some, Real Relief for Others
Mastercard is reshaping its fee structure in 2026.
UK Cash Usage Drops Below 12%: But Here Is Why Smart Merchants Still Accept It
Cash now accounts for fewer than 12% of UK payments.
A2A Payments Are Growing at 13% Per Year: Should UK Merchants Start Accepting Bank-to-Bank Transfers?
Account-to-account payments are the fastest-growing segment in UK payments.
FCA's 2026 Open Banking Powers: What Every UK Merchant Needs to Know
The FCA is gaining sweeping new powers over open banking in 2026.
9 articles
Competitor Watch
24/7 Human Support, WhatsApp Access, and a £50 Referral Reward: The Service Layer Competitors Forgot
When your card machine fails on a busy Saturday night, who picks up the phone?
Chargebacks: A £20 Fee, a Dedicated Team, and Why Most Providers Leave You on Your Own
A chargeback can cost you the sale, the stock, and a hefty fee on top.
MOTO Payments: Taking Card Orders Over the Phone Is Simpler Than You Think
Millions of UK businesses still take orders by phone, yet most card payment providers simply don't support it.
UK Payment Provider Comparison: Rates and Contracts 2026
Teya, SumUp, Square, Worldpay, Dojo, PayPal POS, and takepayments compared side by side.
ePOS Integration Without the Price Tag: How 50+ Till Systems Connect to Teya for Free
Most card machine providers charge you to connect your till.
Pay by Link: The Free Feature That Turns Every Phone Call Into a Sale
A customer calls to book, enquire, or order remotely — and you have no way to take their money.
Meet Teya Go: The Pocket-Sized Terminal That Is Changing UK Market Trading
Teya Go is a lightweight, SIM-enabled card terminal built for traders who cannot afford downtime, high fees, or a dead battery at noon on a Saturday.
Settlement Speed Showdown: How Teya's 4 Settlement Options Stack Up Against Every UK Provider
Waiting days for your own money is a cost most small businesses have simply accepted.
Teya vs Traditional Providers: Why Businesses Are Switching
What makes Teya different from the old guard of payment processing?
14 articles
Payments Explained
Interchange Fees Decoded: Why Your Card Machine Provider's Rate Is Not the Full Story
That headline rate your card machine provider quoted you?
Settlement Times Explained: Why Some Providers Take 3 Days and Others Settle Same-Day
You took the payment.
What Is Blended Pricing?
Around 95% of UK merchants pay a single flat rate for every card transaction regardless of card type.
Teya Pricing Plans Explained
Teya charges 1.59% blended with a £29.99 monthly volume fee if your processing falls below £2,500 a month.
Teya MOTO and Pay by Link: How Card-Not-Present Payments Work
Need to take card payments over the phone or send a payment link?
How Loyverse Integrates with Teya
Loyverse is a free cloud-based POS used in cafes, restaurants, and retail shops.
What Are Teya's ePOS and Accounting Integrations?
Teya integrates with 50 or more ePOS systems including Loyverse, ePOS Now, Lightspeed, and LS Retail.
Strong Customer Authentication Explained: What UK Merchants Need to Know About SCA
SCA is now fully enforced across UK e-commerce.
Contactless Payment Limits in the UK: Where We Stand in 2026
The UK's contactless payment limit has evolved significantly over the past decade.
Understanding Interchange Fees: A UK Merchant's Guide
Interchange fees remain one of the most misunderstood costs in card payment processing.
What Actually Happens When a Customer Taps Their Card? The 3 Second Journey of a UK Payment
That tap takes three seconds.
How a Card Payment Actually Works
You tap your card and the payment completes in under three seconds.
5 Hidden Fees on Your Card Statement
Most UK businesses overpay on card processing without realising it.
How Next-Day Settlement Transforms Cash Flow
Access your money faster.
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